Building on a tradition of excellence in community banking that stretches back to 1872, BB&T continues to offer clients a complete range of financial services including banking, lending, insurance, trust and wealth management solutions. We invite you to learn more about us, our company and our philosophy.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $3.00*
Account Opening Fee $0.00
Account Closing Fee $30.00

* For states: AL, DC, FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA, WV (prices may vary for other states).

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $3,000
Investment Fee: $0.00

Initially, your HSA will be a bank deposit account that will earn tiered interest rates for balances in the cash portion of the HSA. These funds are insured by the FDIC to the maximum extent provided by law.

After your account reaches a cash balance of $500 in excess of $3,000 (the HSA investment threshold amount), you will have the opportunity to invest in a set menu of mutual funds by setting up an HSA Mutual Fund Investment Sweep subaccount to your HSA. At a later date, we may allow other fund options, and will provide you with at least 30 days notice prior to making any changes. Mutual fund investments require a minimum investment of $500.

Contact Information

General Information


Customer Service

Mailing Address HSA Administration
P.O. Box 1489
Lumberton, NC 28359-1489
Phone Number 800-BANK-BBT (800-226-5228)