Bend Financial


Bend Financial is a Boston-based technology and services company that provides health savings accounts to individuals, employers and partners. Our innovative approach and product offerings simplify the use of HSAs while making the product attractive to all types of healthcare consumers. We leverage a unique Artificial Intelligence-enabled platform that learns individual behaviors and situations, predicts outcomes and delivers actionable advice that helps customers manage their health savings.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $2,499.99 0.05% APY
$2,500.00 - $4,999.99 0.10% APY
$5,000.00 - $9,999.99 0.15% APY
$10,000.00 - $14,999.99 0.20% APY
$15,000.00 - $24,999.99 0.40% APY
$25,000.00+ 0.50% APY
Last checked on: 04-23-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.50*
Account Opening Fee $0.00
Account Closing Fee $15.00

* waived if average daily balance above $3,000

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $3.00 / month

Contact Information

General Information

Address 115 Broad Street
Suite 5R
Boston, MA 02110

Customer Service

Mailing Address 115 Broad Street
Suite 5R
Boston, MA 02110
Phone Number 888-357-1185
Email Address [email protected]