BMO Harris Bank


The BMO Harris Health Savings Account (HSA) is a personal checking account that allows money to be deposited at any time and easily withdrawn for qualified medical expenses. If you’re enrolled in a High Deductible Health Plan (HDHP), a companion HSA may provide tax-advantaged savings. Plus, your account balance can be carried over from year to year.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $4,999.990.05% APY
$5,000.00 - $9,999.990.10% APY
$10,000.00 - $24,999.990.20% APY
$25,000.00 - $49,999.990.30% APY
$50,000.00+0.40% APY
Last checked on: 09-09-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee$0.00
Account Opening FeeUnknown
Account Closing Fee$50.00*

* If closed within 90 days of Account opening. $25 to transfer your account to a different custodian.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

AddressBMO Harris Bank N.A.
111 W. Monroe, 8C
Chicago, IL 60603

Customer Service

Phone Number866-826-7162