BMO Harris Bank


The BMO Harris Health Savings Account (HSA) is a personal checking account that allows money to be deposited at any time and easily withdrawn for qualified medical expenses. If you’re enrolled in a High Deductible Health Plan (HDHP), a companion HSA may provide tax-advantaged savings. Plus, your account balance can be carried over from year to year.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $4,999.99 0.05% APY
$5,000.00 - $9,999.99 0.05% APY
$10,000.00 - $24,999.99 0.10% APY
$25,000.00 - $49,999.99 0.10% APY
$50,000.00+ 0.15% APY
Last checked on: 05-10-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee $50.00*

* If closed within 90 days of Account opening. $25 to transfer your account to a different custodian.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address BMO Harris Bank N.A.
111 W. Monroe, 8C
Chicago, IL 60603

Customer Service

Phone Number 1-888-340-2265