Choice Bank


When you compare healthcare options, do you feel overwhelmed by contributions and eligible expenses and tax benefits and investment options? You’re not alone.

Choice Financial offers a better way. When combined with a High Deductible Health Plan (HDHP), an individual Choice Health Savings Account (HSA) can make your healthcare costs more affordable while reducing your income tax liability. Best of all, we make the process simple.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0 - $2,499 0.05% APY
$2,500 - $4,999 0.05% APY
$5,000 - $14,999 0.05% APY
$15,000+ 0.10% APY
Last checked on: 11-10-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.50*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Fee waived for daily minimum balances over $3,000

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $3,000
Investment Fee: $25 / year

We are proud to partner with Devenir, a national leader in investment solutions for employee health benefit services, and offer a menu of mutual fund options for our health savings account owners.

Contact Information

General Information

Address 4501 23rd Avenue South
Fargo, ND 58104

Customer Service

Mailing Address Choice Bank – HSA Department
4501 23rd Avenue South
Fargo, ND 58104
Phone Number (866) 702-9033
Email Address [email protected]