Citizens Bank


Citizens Bank is a leading financial institution and HSA custodian. We have more than 180 years of experience providing comprehensive solutions and support. The Citizens Bank HSA includes an interest-bearing deposit account, the Citizens Bank HSA Debit MasterCard, online account access, and dedicated customer support.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
Below $5001.00%
$500 - $2,499.991.25%
$2500 - $4,999.991.50%
$5,000 - $14,999.992.00%
$15,000 or higher2.35%
Last checked on: 07-28-2016


Monthly Maintenance Fee$3.50*
Account Opening Fee$15.00
Account Closing Fee$20.00

* Basic Service (includes up to 2 debit cards). Plus services is $6/ month (Debit Card and Checks and/or paper statements)

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold:
Investment Fee: $6.00 / Month
Includes choice of mutual funds offered and unlimited monthly transactions.

Contact Information

General Information

AddressOne Citizens Plaza
Providence, Rhode Island 02903

Customer Service

Phone Number1-888-784-4584
Email Address[email protected]