Commerce Bank


At Commerce Bank, our customers are at the center of all that we do. And we do a lot, from helping families plan for their future to giving businesses more room to grow. We get excited about people’s goals – almost as excited as they do. Fortunately we have over 150 years of experience and many strong, established products to back us up. From Bloomington, Illinois to Denver, Colorado, and at 184 branches in between, we serve individuals, families, businesses and communities at the local branch, the ATM, online and through our 24/7 customer service line.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $2,499.99 0.30%
$2,500.00 – 9,999.99 0.60%
$10,000.00 and up 1.00%
Last checked on: 06-08-2017


Monthly Maintenance Fee $3.00*
Account Opening Fee $20.00
Account Closing Fee $25.00**

* Waived with a $1,500 month end balance ** If account is closed within two years of opening

HSA Investment Options

Mutual Fund Platform:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information


Customer Service

Mailing Address Commerce Bancshares, Inc.
1000 Walnut
P.O. Box 419248
Kansas City, MO 64141-6248
Phone Number 1-877-472-1070
Email Address [email protected]

Commerce Bank Discussion