First Midwest Bank


First Midwest is a relationship-focused financial institution committed to helping clients achieve financial success. This mission is at the core of all that we do—it drives our culture and serves as a foundation for investing in our businesses, clients, colleagues and communities.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $499.99 0.01% APY
$500 - $999.99 0.02% APY
$1,000 - $2,499.99 0.03% APY
$2,500 - $9,999.99 0.04% APY
$10,000+ 0.05% APY
Last checked on: 05-12-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00*
Account Opening Fee $20.00**
Account Closing Fee $25.00***

* Waived for balances over $500
** Waived if an ACH or direct deposit funds the account
*** If closed within 12 months

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 3800 Rock Creek Blvd.
Joliet, IL 60431

Customer Service

Mailing Address 3800 Rock Creek Blvd.
Joliet, IL 60431
Phone Number 800-322-3623
Email Address [email protected]

Sales Department

Phone Number 815-722-6070