First Minnetonka City Bank


Phone calls answered by real people instead of never-ending voice mail systems. Direct interaction with decision makers who can answer your questions in a timely manner. Dedicated, financial representatives who really care about your personal, business, mortgage and investment objectives.

First Minnetonka City Bank is a locally owned, independent community bank that offers the same wealth of products and services as larger banks, yet provides the high-quality customer service that other banks forget. Since our inception in 1964, we have served the banking needs of many families and local businesses, and have partnered with them to foster our community's growth and prosperity. In fact, this dedication to our community is a cornerstone of our mission, and drives everything we do.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $999.99 0.02% APY
$1,000.00 - $4,999.99 0.03% APY
$5,000.00+ 0.05% APY
Last checked on: 05-23-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $3.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 14550 Excelsior Blvd.
Minnetonka, MN 55345

Customer Service

Phone Number 888-935-8191
Email Address [email protected]