Further is one of the largest health savings account (HSA) custodians and account administrators in the nation. We've been at the forefront of innovation in health spending accounts since 1989, and we've earned a reputation as one of the most experienced and trusted account administrators in the country.

We want everybody to have the opportunity to benefit from a HSA, that is why we offer a completely free account option. No fees of any kind, no minimum balance and no obligations!

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
Further Premium HSA
$0-$2,499.99 0.35%
$2,500-$9,999.99 0.45%
$10,000 - $14,999.99 0.50%
$15,000 - $24,999.99 0.60%
$25,000+ 0.70%
Further Value HSA
$0-$2,499.99 0.05%
$2,500-$9,999.99 0.10%
$10,000 - $14,999.99 0.10%
$15,000 - $24,999.99 0.15%
$25,000+ 0.20%
Further Select HSA
$0-$2,499.99 0.05%
$2,500-$9,999.99 0.07%
$10,000 - $14,999.99 0.07%
$15,000 - $24,999.99 0.10%
$25,000+ 0.10%
Last checked on: 09-09-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $1.00 - $4.00*
Account Opening Fee $0.00
Account Closing Fee $0.00

* Further Premium HSA is $4.00 / month, Further Select HSA is $3.00 / month and Further Value HSA is $1.00 / month.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: check_box   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $18 / Year

Once your base balance exceeds $1,000, you can open a Basic Investment Account, giving you access to a variety of no-load and load waived pre-selected mutual funds. You must keep at least $1,000 in the base balance of your HSA account. This does not include any amounts transferred for investment.

Self-Directed Brokerage Details

Once your HSA Basic Investment Account exceeds $10,000, you can open a self-directed brokerage account with Charles Schwab through your HSA, giving you access to more than 2,500 mutual funds as well as stocks, bonds and other investments. You must keep at least $1,000 in the base balance of your HSA account.

Contact Information

General Information

Address 1750 Yankee Doodle Road
Eagan, MN 55121

Customer Service

Mailing Address Further
P.O. Box 64193
St. Paul, MN 55164-0193
Phone Number 800-859-2144
Email Address [email protected]

Sales Department

Phone Number 855-363-2583