Harbor Community Bank


We are a Florida-based financial services company headquartered in Fort Pierce, Florida, with 46 branch locations throughout 18 counties. Our story began in Indiantown, Florida, over 50 years ago as First Bank and Trust of Indiantown. In February 2011, First Bank and Trust of Indiantown became Harbor Community Bank. Since that time, our footprint has expanded along the Treasure Coast, the West Coast, and throughout North and Central Florida.

As the sole subsidiary of HCBF Holding Company, Inc., we specialize in residential, consumer, small business, and commercial real estate lending. We also offer a full range of retail, small business, and commercial banking products and services.

While our footprint has certainly grown, we take pride in playing an active role within the local communities we serve, knowing our customers, and understanding their unique needs. As such, we strive to offer you a highly personalized approach to banking. It is banking the way it used to be, only better.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 2600 U.S. Highway 27 North
Sebring, FL 33870

Customer Service

Phone Number (866) 734-2699