Howard Bank


At Howard Bank we’re convinced that a health saving account gives you an easy, flexible, and affordable way to save for life’s expected and unexpected health expenses. No matter what stage of life you are in, we’d like to help you prepare for it. A Howard Bank health savings account puts you in control of your healthcare funds. All are FDIC insured and offer competitive interest rates.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $1,000.00 0.01% APY
$1,000.01 - $50,000.00 0.01% APY
$50,000.01 - $100,000.00 0.02% APY
$100,000.01+ 0.02% APY
Last checked on: 02-22-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 6011 University Blvd
Suite 370
Ellicott City MD 21043

Customer Service

Mailing Address Howard Bank
6011 University Blvd.
Suite 370
Ellicott City, MD 21043
Phone Number 410-750-0020
Email Address [email protected]