Ouachita Independent Bank


Established to bring truly local banking to the people of north Louisiana, Ouachita Independent Bank opened our first two locations in 1997. Today OIB is comprised of twelve banking locations throughout Ouachita, Morehouse, Caddo, and Bossier parishes. We believe financial decisions that affect people's lives should be made in the town they live in, not a far-away corporate headquarters. OIB's full range of financial services and commitment to exceptional customer service make us one of Louisiana's most trusted banks.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $2,499.990.05%
$2,500 - $4,999.990.15%
$5,000 - $9,999.990.15%
$10,000 - $99,999.990.35%
$100,000 +0.51%
Last checked on: 03-29-2016


Monthly Maintenance Fee$2.92*
Account Opening FeeUnknown
Account Closing FeeUnknown

* Paid annually

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address909 North 18th Street
Monroe, LA 71201

Customer Service

Phone Number318-338-3000