The HSA Authority


As The HSA Authority powered by Old National Bank, we were one of the first to bring Health Savings Accounts to the market in 2004 after they were established as part of the Medicare Prescription Drug, Improvement, and Modernization Act. Our introduction of HSAs received nationwide attention on the HSA industry’s website, HSA Insider, and on Yahoo! FINANCE.

In 2005, we were chosen as HSA Trustee for the State of Indiana employees. Since then, we’ve expanded our role taking a share of the national market. Currently, we serve clients in 50 states.

We stand apart as one of the most experienced HSA administrators, offering turnkey HSA solutions to employer groups and individuals. Our high quality services play an important role in boosting employee participation and individual customer satisfaction.

We recognize the need for an education-based, service focused program and will partner with you to create the customized, innovative HSA solutions you need for success.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $5,000.99 0.01% APY
$5,001 - $10,000.99 0.03% APY
$10,001+ 0.05% APY
Last checked on: 08-31-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Free online enrollment*
Account Closing Fee $25.00

* Paper enrollment is $14.99 and manual account opening is $20.00

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: check_box   Other: close

Mutual Fund Details

Investment Threshold: $0
Investment Fee: $36 / Year

  • A variety of mutual funds available from which to choose
  • Easy to use and comprehensive investment website
  • Annual fee of $36
  • No investment load or trade costs

CDs Details

Available. Call for current rates and terms. FDIC insured

Contact Information

General Information


Customer Service

Mailing Address HSA Operations
P.O. Box 3606
Evansville, IN 47735
Phone Number 1-888-472-8697
Email Address [email protected]