The Palmetto Bank


Thank you for your business! You’re the reason we’ve been trusted in the Upstate since 1906. You want convenient banking that offers friendly service, financial expertise and innovative solutions. And you deserve it.

From mobile banking to Saturday branch hours to responsive and local decision making, we are constantly adapting to your needs. We have a history of innovation as a community bank, and we are committed to continuing this legacy for many years to come.

Age isn’t everything, but it speaks volumes about a bank today. We’ve been serving clients of Upstate South Carolina since 1906. So while other banks come and go, we continue providing our clients what they want: convenient, friendly service with innovative financial solutions. We’ve done it this way for over a century and intend to keep growing and changing with the Upstate. The Palmetto Bank is the third largest independent community bank headquartered in South Carolina, with 25 branch locations in 9 counties of the Upstate.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
All Balances0.02%
Last checked on: 01-06-2017


Monthly Maintenance Fee$3.00*
Account Opening FeeUnknown
Account Closing FeeUnknown

* Waived on daily balance of $1,000 or more

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information


Customer Service

Mailing AddressThe Palmetto Bank
P.O. Box 49
Laurens, SC 29360
Phone Number1-800-725-2265