Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members in the many communities we serve.
Unlike banks who are in business for their stockholders, we are in business for our members. The money earned by banks is paid out to a few stockholders. We give the money back to our members in the form of higher dividend rates on savings and lower interest rates on loans. Additionally, the money deposited by credit union members is in turn loaned out to other members, incorporating the "People Helping People" philosophy.
|Up to $999.99||0.00%|
|$1,000 - $29,999.99||0.05%|
|$30,000 - $79,999.99||0.05%|
|$80,000 or greater||0.15%|
|Monthly Maintenance Fee||$0.00*|
|Account Opening Fee||$10.00|
|Account Closing Fee||Unknown|
* $3 monthly fee applies if you request paper statements instead of eStatements
|Website||Valley First Credit Union's HSA Website|
|Mailing Address||PO Box 1411
Modesto, CA 95353-1411