Valley First Credit Union


About


Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members in the many communities we serve.

Unlike banks who are in business for their stockholders, we are in business for our members. The money earned by banks is paid out to a few stockholders. We give the money back to our members in the form of higher dividend rates on savings and lower interest rates on loans. Additionally, the money deposited by credit union members is in turn loaned out to other members, incorporating the "People Helping People" philosophy.

Ratings

User Ratings
GD Star Rating
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HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
$0.00
Features:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
Up to $999.99 0.00%
$1,000 - $29,999.99 0.05%
$30,000 - $79,999.99 0.05%
$80,000 or greater 0.15%
Last checked on: 04-05-2016

Fees


Monthly Maintenance Fee $0.00*
Account Opening Fee $10.00
Account Closing Fee Unknown

* $3 monthly fee applies if you request paper statements instead of eStatements

HSA Investment Options

Mutual Funds:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Website

Customer Service

Mailing Address PO Box 1411
Modesto, CA 95353-1411

Phone Number 877-549-4567

Valley First Credit Union Discussion