Victory Community Bank


Victory Community Bank was started as a Denovo Bank in 2003 by Jack Kenkel and Henry Fischer. The mission then as it is today is to provide great interest rates accompanied with local service to residents in Greater Cincinnati and Northern Kentucky. We are a market leader in residential mortgage lending.

Our Retail Banking locations are in Boone, Kenton and Campbell County. Our sister company, Victory Mortgage, has mortgage lending in Louisville, Columbus, Indianapolis, and Atlanta. We are appreciative of the thousands of customers who have banked with us over the last 15 years. We continue to live in the communities we bank.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$1,000 - $4,999 0.25%
$5,000 - $9,999 0.50%
$10,000 - $99,999 1.00%
$100,000+ 1.25%
Last checked on: 05-05-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee Unknown

* $5 per month if average balance falls below $500.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 8735 US Highway 42
Florence, KY 41042

Customer Service

Phone Number 1-800-460-0567