Adirondack Bank


When you choose Adirondack Bank, you are rewarded with consistent, local, and personalized service. Experience the difference as you become an integral part of our deep commitment to our surrounding communities. We promise that with us, you will always be treated like a neighbor, not a number.

Our passion for providing the best doesn’t stop with our unparalleled service. Our focus is on providing you with the most competitive products on the market which truly sets us apart in our region and industry.

We thank you for choosing to “Bank Local” and becoming part of something bigger than banking. Without you, Adirondack Bank wouldn’t be what it is today.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $99,999.99 0.01% APY
$100,000+ 0.02% APY
Last checked on: 12-09-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 185 Genesee Street
Utica, NY 13501

Customer Service

Phone Number (877) 404-2265