The Adirondack Trust Company


We have worked for over 112 years to bring new services and products to our customers and are pleased to provide you with information about the Adirondack Trust Health Savings Account (HSA).

An HSA from The Adirondack Trust Company (ATC) is a tax-exempt account designed exclusively for paying your qualified medical expenses and is FDIC insured, up to $250,000. It allows you to make the best decisions regarding how to spend your health care dollars.

With an Adirondack Trust HSA, you have the freedom to choose which health insurer you have your high deductible health plan with since Adirondack Trust serves as the custodian for your HSA. Then simply combine the ATC HSA with your high deductible health plan and you have a health savings account that goes with you wherever you go.


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HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
All Balances 1.00%
Last checked on: 09-03-2015


Monthly Maintenance Fee $4.00*
Account Opening Fee $25.00
Account Closing Fee Unknown

* May be reduced by $2.00 when enrolled for e-statement

HSA Investment Options

Mutual Funds:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Address The Adirondack Trust Company
473 Broadway
Saratoga Springs, NY 12866-5607

Customer Service

Mailing Address The Adirondack Trust Company
Attn: Customer Service
473 Broadway
Saratoga Springs, NY 12866-5607
Phone Number 518-584-5844

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