American National Bank


As an independent, locally-owned bank headquartered in Wichita Falls, American National Bank & Trust ranks as the largest, independently owned financial institution in our area with more than $1.4 billion in assets and more than 250 highly talented individuals dedicated to providing exceptional customer service. Chartered in 1976, the bank currently has branches in Wichita Falls, Iowa Park, Archer City, Chillicothe, Quanah, Flower Mound, downtown Fort Worth, Denton, and a Loan Production Office in north Dallas.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$500 - $2,499.99 0.10% APY
$2,500 - $24,999.99 0.25% APY
$25,000 - $49,999.99 0.35% APY
$50,000 - $74,999.99 0.45% APY
$75,000 - $99,999.99 0.55% APY
$100,000+ 0.65% APY
Last checked on: 06-07-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $25.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 2732 Midwestern Parkway
Wichita Falls, TX 76308

Customer Service

Phone Number (940) 397-2300