American National Bank


We are an independent locally-owned bank located in Wichita Falls, Texas. We were chartered in 1976 and have branches located in Wichita Falls, Iowa Park, Archer City, Chillicothe, and Quanah. We also have a full-service branch in Flower Mound, downtown Fort Worth and our newest location in Denton Texas.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$500 - $2,499.99 0.01% APY
$2,500 - $24,999.99 0.05% APY
$25,000 - $49,999.99 0.15% APY
$50,000 - $74,999.99 0.25% APY
$75,000 - $99,999.99 0.35% APY
$100,000+ 0.45% APY
Last checked on: 12-20-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $25.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 2732 Midwestern Parkway
Wichita Falls, TX 76308

Customer Service

Phone Number (940) 397-2300