American National Bank of Texas


From a small local bank that opened its doors in 1875 to now—145 years later—our focus on community banking still remains. Today, we are one of the largest independently owned Texas banks with nearly $4 billion in assets and more than 30-area locations.

The ANBTX Health Savings Account, or HSA, is a tax-advantaged personal savings account designed to help you pay for current and future healthcare expenses. It is designed for those with HSA-qualified health plans (usually high-deductible health plans) to help save money on many out-of-pocket medical expenses––like doctors office visits, vision care, dental care, and prescriptions.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $5.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived for first year. After the first year, a $500 minimum daily balance must be maintained to waive $5 monthly maintenance fee.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information


Customer Service

Mailing Address P.O. Box 40
Terrell, Texas 75160
Phone Number 800-837-6584