AmeriCU Credit Union was chartered in 1950 as the Griffiss Employees Credit Union and operated out of a desk in the Headquarters Building at Griffiss Air Force Base in Rome, serving only civilian members. As we grew, the charter was amended to expand the field of membership and the variety of products and services offered. Our name was then changed to Griffiss-Oneida Federal Credit Union. In 1985, Griffiss-Oneida FCU merged with DeWitt First Federal Credit Union in Syracuse and our name was changed again to Up State Federal Credit Union. In 1988, we also merged with Fort Drum Federal Credit Union. In 2000, we changed our Federal charter to a New York State charter and our name was changed to AmeriCU Credit Union.

Today, AmeriCU Credit Union serves thousands of members throughout Central and Northern New York and beyond. We offer a complete line of financial services – including checking, savings and investment accounts, consumer and real estate loans, credit cards, and a full suite of online and mobile banking services. AmeriCU operates our own proprietary ATM network, and is a member of many national ATM networks. All members’ regular accounts and IRAs are insured up to $250,000 by the NCUA.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$25 to $2,499.990.15%
$2,500 to $4,999.990.25%
$5,000 to $9,999.990.35%
$10,000 to $49,999.990.45%
$50,000 to $99,999.990.55%
Last checked on: 07-28-2016


Monthly Maintenance Fee$0.00
Account Opening Fee$0.00
Account Closing Fee$0.00

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

AddressAmeriCU Credit Union
1916 Black River Boulevard
Rome, NY 13440

Customer Service

Phone Number1-800.388.2000
Email Address[email protected]