Founded in 1950 at Griffiss Air Force Base, AmeriCU is a member-owned credit union. We have grown to almost $1.5 Billion in assets and more than 130,000 members throughout Central & Northern New York and the world. AmeriCU offers our members the most convenience, services and value, all while continuing to provide outstanding service.

AmeriCU is part of the American credit union movement and works to embody the principles of “people helping people” and cooperative ownership. Everything we do is for our members and our communities. It’s why we have lower loan rates, higher deposit rates, and support local charities and not-for-profit organizations. After all, we exist to provide our members the right financial services to live life, dream big and achieve financial success.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$25.00 - $2,499.99 0.70% APY
$2,500.00 - $4,999.99 0.70% APY
$5,000.00 - $9,999.99 0.70% APY
$10,000.00 - $49,999.99 0.70% APY
$50,000.00 - $99,999.99 0.70% APY
$100,000.00+ 0.70% APY
Last checked on: 03-29-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee $0.00

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1916 Black River Boulevard
Rome, NY 13440

Customer Service

Mailing Address AmeriCU
1916 Black River Blvd.
Rome, NY 13440
Phone Number 800-388-2000