Founded in 1950 at Griffiss Air Force Base in Rome, NY, AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.

We serve over 160,000 members with 20 locations throughout Central and Northern New York. At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals or modern technology to make banking easier, AmeriCU has everything you need to connect you where you are and where you want to be. In person, online or anywhere in between, we’re here to create meaningful connections that make you feel like you belong.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$25.00 - $2,499.99 0.70% APY
$2,500.00 - $4,999.99 0.70% APY
$5,000.00 - $9,999.99 0.70% APY
$10,000.00 - $49,999.99 0.70% APY
$50,000.00 - $99,999.99 0.70% APY
$100,000.00+ 0.70% APY
Last checked on: 07-25-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee $0.00

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1916 Black River Boulevard
Rome, NY 13440

Customer Service

Mailing Address AmeriCU
1916 Black River Blvd.
Rome, NY 13440
Phone Number 800-388-2000