Bank of America


At Bank of America, we ask this question every day of all those we serve. It is at the core of how we live our values, deliver our purpose and achieve responsible growth. By asking this question, we continue to learn what matters most to our clients, our employees and our shareholders. It helps us start a conversation centered on our commitment to use our capabilities to help those we serve be successful. Because we recognize that we can only be successful when the individuals, companies, communities and employees we serve are able to reach their vision of success.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,500.00 0.01% APY
$2,500.01 - $7,500.00 0.03% APY
$7,500.01 - $10,000.00 0.07% APY
$10,000.01 - $25,000.00 0.07% APY
$25,000.01+ 0.07% APY
Last checked on: 01-10-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.50
Account Opening Fee $0.00
Account Closing Fee $0.00

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: $0.00

Once your balance reaches $1,000 you may choose to invest any portion above this amount in select mutual funds

Contact Information

General Information


Customer Service

Mailing Address Bank of America
C/O Health Account Services
PO Box 2203
Fargo, ND 58108
Phone Number 1-800-992-3200