Bank of Ann Arbor


It is the mission of Bank of Ann Arbor to be a fair-minded, dynamic, growing, and sustainable community bank that is the premier financial institution within the markets it operates. It will be owned by individuals in its markets, managed locally, and responsive to the varied needs of its communities. The Bank will serve and partner with its customers and communities to achieve their financial goals through high quality products delivered by diverse, highly energized employees, and through community service comprised of donations, time, and leadership. Our employees will be respected and valued, working in a culture that embraces diversity, equity, and inclusion while investing in their development and rewarding positive contributions. Our shareholders will achieve superior long-term value driven by the execution and success of the BOAA team.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999 0.18% APY
$1,000 - $4,999 0.40% APY
$5,000 - $9,999 1.15% APY
$10,000+ 2.00% APY
Last checked on: 08-01-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $4.00
Account Opening Fee $12.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 125 S. Fifth Ave
Ann Arbor, MI 48104

Customer Service

Phone Number 1-800-528-2273