Bay Commercial Bank


An HSA, health savings account, or is exactly what the name implies: a financial account that can be used to save money for future medical expenses. These accounts, combined with a high-deductible health insurance plan, also offer certain income tax breaks that make them even more attractive.

Your HSA is easy to use, with tools to access and manage your account at your convenience. If you have an existing HSA, you can transfer or roll over your funds to a Bay Commercial Bank HSA.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $1,000 0.05%
$1,001 - $50,000 0.10%
$50,001 - $99,999 0.20%
$99,999 + 0.20%
Last checked on: 07-28-2016


Monthly Maintenance Fee $1.67*
Account Opening Fee $50.00**
Account Closing Fee $25.00

* Paid annually. **For individuals. $35 Set Up Fee if a member of an employer group of 5 or more.

HSA Investment Options

Mutual Funds:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Address 500 Ygnacio Valley Road
Suite 130
Walnut Creek, CA 94596

Customer Service

Phone Number 925-476-1880

Bay Commercial Bank Discussion