Bellco Credit Union


Great service, great rates, and a focus on you! You'll like knowing you're doing business with one of the largest credit unions in Colorado. Founded in 1936, Bellco has over 324,000 members and over $4 billion in assets. We actively support the community, donating funds and employee volunteer hours to many health and family-related causes.

Bellco frequently receives recognition for providing outstanding financial stability to its customers, vendors, and employees. For over three consecutive years we have earned a “5-Star” rating from BauerFinancial, one of the nation’s leading rating services for financial institutions. Bellco was also recognized as the Best Credit Union in the Best of Colorado 2015, 2016, and 2017 editions of the Colorado Biz magazine. Readers placed Bellco at the top of the list for our business accomplishments and community significance.

While banks focus on their shareholders and their stock value, Bellco exists to serve our customers, not ourselves, which means we charge you less and give you more. Unlike a for-profit bank, we return our "profits" to our customers in the form of lower rates on loans, higher interest on deposits, and better services.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $10,000.00 0.10% APY
$10,000.01 - $25,000.00 0.20% APY
$25,000.01 - $50,000.00 0.30% APY
$50,000.01 - $100,000.00 0.40% APY
$100,000.01+ 0.50% APY
Last checked on: 01-12-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $16.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: check_box   Other: close

CDs Details

For HSA CD rates, click here.

Contact Information

General Information


Customer Service

Mailing Address Bellco Credit Union
P.O. Box 6611
Greenwood Village, CO 80155-6611
Phone Number 1-800-235-5261