California Credit Union


In 1933, California Credit Union was born out of a need to provide reliable, rewarding, and convenient financial services to teachers and others in the education community. Almost a decade later, North Island Credit Union made a name for itself by providing banking resources to military and civil service personnel.

To provide even greater opportunities to Californians throughout the state, California Credit Union and North Island Credit Union have joined forces.

A true partnership for the future, California Credit Union connects our longstanding focus on education, with our roots in the local community, to our proud ties to the military. We have great respect for the strong relationships we have established over the years — and with the support of our loyal members, we will continue to deliver peace of mind through stability, collaboration, and service.

We recognize our vibrant home that is California, and are committed to supporting the dreams of our members from crest to coast. California Credit Union is California’s credit union — serving driven, active members with superior products, enhanced member services, and an exceptional branch experience.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$50 - $24,999.99 0.10% APY
$25,000+ 0.20% APY
Last checked on: 02-16-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $1.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* No fees for the first year and the $1/month fee is waived if your plan balance is $2,500 or more

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information


Customer Service

Mailing Address California Credit Union
P. O. Box 85833
San Diego, CA 92186-5833
Phone Number 800-334-8788