About
Capital Bank was founded in 1995 by a group of Albany-based business people and community leaders. For 15 years, Capital Bank continued to grow and expand to meet the needs of the Capital Region. In 2011, Capital Bank joined forces with a strong community bank in the Southern Tier of New York State. Capital Bank now operates as a division of Chemung Canal Trust Company with convenient offices across the Capital Region.
HSA Program Features
- FDIC or NCUA Insured:
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- Min Balance to Open:
- $0.00
- Features:
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- Debit Card
- Online Banking
HSA Interest Rates
| $100 - $24,999 | 0.02% APY |
|---|---|
| $25,000+ | 0.03% APY |
Fees
| Monthly Maintenance Fee | $0.00* |
|---|---|
| Account Opening Fee | Unknown |
| Account Closing Fee | Unknown |
* $3 monthly fee if $100 minimum balance is not met.
HSA Investment Options
Mutual Fund Platform:
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Self-Directed Brokerage:
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CDs:
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Other:
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Contact Information
General Information
| Website | Capital Bank's HSA Website open_in_new |
|---|---|
| Address | 1 Chemung Canal Plaza Elmira, NY 14901 |
Customer Service
| Phone Number | 800-836-3711 |
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