Centrust Bank, a division of SmartBiz Bank, N.A., is a Chicago-based community bank dedicated to serving small to medium-sized businesses with a strong focus on business lending. We offer a full suite of commercial banking solutions, including conventional and SBA loan products, to help entrepreneurs secure the capital they need to grow and thrive.

We understand entrepreneurship because we are entrepreneurs ourselves. Our team of experienced commercial bankers delivers customized financial solutions and deep industry expertise, ensuring our clients have the tools and capital necessary to successfully scale their businesses. With deep industry expertise, we offer more than just banking: We connect clients with valuable professional resources in accounting, wealth management, insurance, and legal services.

We also prioritize personal relationships. Our bankers meet clients face-to-face, extend business hours for convenience, and ensure direct access to decision-makers for fast loan approvals. This hands-on approach makes Centrust Bank a trusted financial partner and a truly unique, full-service community bank.