Citizens First Bank


At Citizens First Bank, our mission is to become our communities’ premier bank by putting our customers first. Our purpose is to deliver innovative financial services and products with unmatched personal service.

At CFB, we believe innovation will assure our community’s longevity and growth. We constantly adapt to the digital customer lifestyle, while providing the latest and greatest technology and in-person one on one support.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$500.00 - $9,999.99 0.05% APY
$10,000.00 - $24,999.99 0.10% APY
$25,000.00+ 0.25% APY
Last checked on: 01-24-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.08*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Paid as annual service fee

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1442 Lincoln Way
Clinton, IA 52732

Customer Service

Phone Number 877-902-1442