Citizens First Bank


Chartered in 2000, Citizens First Bank plays an important role in community banking in the Gateway Area. CFB provides its customers with effective, locally owned banking choices, the latest technology, and services expertise.

Citizens First Bank initiated Iowa's first mobile bank for business customers in 2001, and has expanded to three local branch locations in Clinton and Camanche. The Midtown branch on Clinton's North End opened in 2001 with the branch in nearby Camanche, Iowa, opening the summer of 2004.

Citizens First Bank continues to grow and bank officials credit the success of the bank to the mission of putting customers first, to local management, and operating in a market receptive to a locally owned community bank. Decisions are made right in the Clinton or Camanche offices, making it a great atmosphere for local banking.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$500.00 - $9,999.99 0.05% APY
$10,000.00 - $24,999.99 0.10% APY
$25,000.00+ 0.25% APY
Last checked on: 04-19-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.08*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Paid as annual service fee

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1442 Lincoln Way
Clinton, IA 52732

Customer Service

Phone Number 877-902-1442