Citizens National Bank


Citizens National Bank has grown into a bank that can serve all of your financial needs. Not only do we offer a variety of deposit accounts and loans, we also have credit card options, CDs, IRAs, and Citizens Financial Services investment solutions. Today, as a locally-owned bank, we continue to do what we do best—provide strong, conservative leadership within the bank and the Park Rapids community while serving as a safe and secure place for your funds.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 300 1st Street West
Park Rapids, MN 56470

Customer Service

Mailing Address Citizens National Bank
P.O. Box 231
Park Rapids, MN 56470
Phone Number 1-800-362-6308
Email Address [email protected]