Clay County Savings Bank


Formed in 1922 to serve the home financing needs of the public, our focus is now on serving the expanded personal and small business banking and credit needs within the communities where we are now located. We have a commitment to personal attention and exceptional service as we strive to be the neighborhood bank where customers are known by name. In addition to a full range of products and services, customers have access to three banking facilities (plus an ATM in Smithville) in the Clay County, Missouri, area with convenient hours, access to over 4,200 ATMs worldwide without fees and surcharges, and access to accounts 24/7 through online banking via the Internet. Further, our customers enjoy no afternoon cutoffs, allowing deposits made during business hours to be credited the same day regardless of the time of day, even on Saturdays. Loan decisions are made locally by our management team and we service almost all our loans.

The Bank is a community-oriented financial institution offering selected financial services to meet the needs of the communities it serves. Although established primarily to meet the home financing needs of the public, the Bank is now a full-service financial institution that serves the expanded credit needs of residents and businesses in its market area. The Bank currently offers a variety of deposit accounts, including personal and business checking accounts, and statement savings accounts, flexible-term certificates of deposit, and individual retirement accounts.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$1,000.00 to $9,999.99 0.10% APY
$10,000.00 to $25,000.00 0.15% APY
$25,000.01+ 0.20% APY
Last checked on: 05-09-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1178 W. Kansas St.
Liberty, MO 64069-0277

Customer Service

Mailing Address P.O. Box 277
Liberty, MO 64069-0277
Phone Number (816) 781-4500