CO-OP Credit Union


The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.

The Co-op Credit Union of Montevideo was chartered by the Minnesota Commerce Department in April of 1940. The original field of membership was patrons of several co-ops. The original office was in the upstairs of the Co-op Grocery Store where the ceilings were so low that members could not stand up straight.

As you can see below, there has been many wonderful changes and additions throughout the years. Our hope is to continue growing and providing members with financial services for many years to come.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$10.00 - $2,499.99 1.00% APY
$2,500.00 - $9,999.99 1.35% APY
$10,000.00+ 1.70% APY
Last checked on: 05-30-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $1.67*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Paid as $20 annual fee

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 2407 E Highway 7
Montevideo, MN 56265-0447

Customer Service

Mailing Address PO Box 447
Montevideo, MN 56265-0447
Phone Number 320-269-2117
Email Address [email protected]