Community Bank


A health savings account, or HSA, is a tax-favored savings account that is used in conjunction with a high-deductible, HSA-eligible, health insurance plan. HSAs help to make healthcare more affordable and retirement saving goals more attainable. HSA’s are similar to an IRA but with some additional advantages. Pre-taxed money is deposited each year into an HSA and funds can be easily withdrawn at any time to pay for qualified medical expenses. Withdrawals can also be made for non-medical purposes, but will be taxed as normal income and are subject to a 10 percent penalty if done prior to age 65.

Any HSA funds not used each year remain in the account, and earn interest tax free to supplement medical expenses in the future.

Like an IRA, the account belongs to you, not your employer. However, unlike an IRA, your employer CAN contribute to your HSA.

Stop in to your local branch today for more information regarding our HSA’s or give us a call.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.99 0.25% APY
$2,500.00 - $4,999.99 1.05% APY
$5,000.00+ 1.31% APY
Last checked on: 08-09-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $25.00
Account Closing Fee Unknown

* If the account balance falls below $100.00 on any day of the month, a $1.50 maintenance fee will be charged

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: check_box   Other: close

CDs Details

  • $25.00 account opening fee
  • Minimum opening deposit of $1,000.00
  • 12 Month Term
  • Interest compounded quarterly
  • Interest paid quarterly and at maturity
  • Automatically renews at maturity

Contact Information

General Information

Address 101 W Main St.
Cameron, WI 54822

Customer Service

Mailing Address PO Box 457
Cameron, WI 54822
Phone Number (715) 458-2513
Email Address [email protected]