Consumers National Bank


At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

Our community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service. We invest in our communities, teams, and solutions to make a positive difference where we live and work.

Keeping our promises to you - our customers - takes a team of passionately talented people. We encourage perpetual learning, a positive atmosphere, and pathways for professional growth to ensure we exceed all stakeholder expectations.

The fundamentals of banking have remained the same for centuries. But making banking a better experience for customers is a continual process, fueled by changes in technology, deep experience, and dedication. We value the trust you place in Consumers National Bank and implement effective and efficient processes and standards to safeguard your data and deliver flawless service.

Our journey as Consumers National Bank will include changes as we strive to keep pace with emerging technologies and adapt to your evolving needs. We'll continue to use the thoughtful, steady approach to growth that sustained us over the years. But throughout the changes, we'll always be your community bank.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $2,499.99 0.02% APY
$2,500 - $9,999.99 0.05% APY
$10,000+ 0.08% APY
Last checked on: 01-30-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $3.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Avoid the $3 monthly service charge when you maintain a $500 minimum balance

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 614 E. Lincoln Way
Minerva, OH 44657

Customer Service

Mailing Address P.O. Box 256
614 E. Lincoln Way
Minerva, OH 44657
Phone Number 800-948-1262