Cornerstone Bank (AR)


The Cornerstone Bank story began on May 4, 1912, when Bank of Eureka Springs was chartered. The bank has survived several panics, the Great Depression, and two World Wars. In 1946, it was the only bank remaining in Eureka Springs out of a half dozen or more started since the town's founding in 1879.

In December of 2003, the Financial Center in Eureka Springs opened for business, providing a full-service banking facility, including an internet café, brokerage services and training facility that is utilized by local organizations. In February 2006, a new Holiday Island branch was opened, which is another state-of-the art full-service banking facility. In the spring of 2008, the Bank of Eureka Springs announced its intention to change its name to Cornerstone Bank. In the announcement of this decision, Charlie Cross, President and Chief Executive Officer, stated "We are proud of our long and rich history of being a locally owned and operated bank for 96 years. Our commitment to the financial success of our clients, our history of service, sound management and committed employees has been the backbone of our bank's growth and success." The name Cornerstone Bank was chosen because it demonstrates the bank's long history and strong foundation, while representing the institution's desire to grow with innovative and progressive products and services. In the fall of 2008, Bank of Eureka Springs officially changed its name to Cornerstone Bank. The new name allows for greater expansion capability, and greater cohesion for differing markets.

In the spring of 2009, the Bank opened a branch in Berryville and in the fall of 2015 an additional branch was opened in Huntsville. Both locations are state-of-the art full-service facilities. In the spring of 2017, the Bank opened a temporary branch in Harrison. The construction of our permanent facility was completed in April 2019 with the Cornerstone Plaza Development set to be completed later in 2019. Property was purchased in Cassville, MO for future expansion. The Bank has plans to open additional facilities in other markets in the future.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $4.16*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Paid as $50 annually

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 152 E. Van Buren
Eureka Springs, AR 72632

Customer Service

Phone Number 479-253-2265