About
The friendly atmosphere and welcoming spirit at Crossroads Bank helps make each interaction pleasant. We are here to serve you – our valued customers. The staff is dedicated and passionate about the future of the bank, as well as the financial well-being of all those who bank with us. The Board of Directors is extremely valuable to the growth and success of Crossroads Bank. They understand the importance of having a competitive edge and they embrace the accelerating changes in today’s technology.
Crossroads Bank offers excellent services and products for everyone. We cover lending options for commercial, mortgage, and personal needs, as well as offer Trust Services. We know how important technology is in today’s world so we will continue to keep pace with technological innovations in the banking industry. For example, the proliferation of online banking services has made it possible for Crossroads Bank to keep our customers who have moved out of the area. You can live anywhere and still bank at Crossroads Bank! Whatever the reason or whichever the direction you are headed in life, all roads will lead you to Crossroads Bank. The bank remains locally owned and operated; we are truly a Community Bank!
HSA Program Features
- FDIC or NCUA Insured:
- check
- Min Balance to Open:
- $100.00
- Features:
-
- Debit Card
HSA Interest Rates
$0 - $249.99 | 0.00% APY |
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$250 - $9,999.99 | 0.50% APY |
$10,000+ | 1.50% APY |
Fees
Monthly Maintenance Fee | $10 / year* |
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Account Opening Fee | Unknown |
Account Closing Fee | Unknown |
* Annual fee waived for first year.
HSA Investment Options
Contact Information
General Information
Website | Crossroads Bank's HSA Website open_in_new |
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Address | 2000 S. Banker Street Effingham, IL 62401 |
Customer Service
Mailing Address | Crossroads Bank P.O. Box 783 Effingham, IL 62401 |
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Phone Number | 1-800-305-7751 |