Digital Federal Credit Union


Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 1 million members and their families in all 50 states.

With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.

Members access their accounts at DCU through the Internet, ATMs, telephone, community branches in Massachusetts and New Hampshire, as well as thousands of CO-OP Shared Branch locations nationwide. In fact, half of DCU members never use a DCU branch.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999 0.10% APY
$1,000 - $9,999 0.10% APY
$10,000 - $24,999 0.10% APY
$25,000 - $49,999 0.10% APY
$50,000 - $99,999 0.10% APY
$100,000+ 0.10% APY
Last checked on: 02-28-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 865 Donald Lynch Boulevard
Marlborough, MA 01752

Customer Service

Mailing Address Digital Federal Credit Union
PO Box 9130
Marlborough, MA 01752-9130
Phone Number 800-328-8797