Elements Financial


Elements Financial is a credit union. That means we're like a bank, only better. We offer checking, savings, credit cards, loans and investments, yet profits are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. We also offer our members comprehensive financial wellness services with personal attention and service.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0 - $2,499.99 0.10% APY
$2,500 - $9,999.99 0.30% APY
$10,000 - $24,999.99 0.30% APY
$25,000+ 0.50% APY
Last checked on: 02-02-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $4.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived if average daily balance above $2,500

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: check_box   CDs: close   Other: close

Contact Information

General Information

Address 225 S East St, Suite 300
Indianapolis, IN 46202

Customer Service

Mailing Address Elements Financial
Attn: Customer Service
225 South East Street; Suite 300
Indianapolis, IN 46202
Phone Number 1-855-440-4472
Email Address [email protected]