Empower Federal Credit Union


Empower Federal Credit Union is a full-service financial institution that provides savings, loans, and other financial products to members in Central New York, and in eight counties throughout New York State. As a credit union, Empower is a financial cooperative and is not-for-profit. In 2007, a merger of equals occurred between Power and Empire to create Empower Federal Credit Union. Power Federal Credit Union was founded in 1939 by nine employees of what was then CNY Power Corporation/Niagara Mohawk (currently National Grid). Empire Federal Credit Union was established in 1950 as Syracuse District Telephone Employees Federal Credit Union, by employees of the Syracuse office of the New York Telephone Company. Several other credit unions also merged with us throughout our history.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
Health Savings Account
All Balances 0.20%
HSA Share Draft Checking
$0-$2,499 0.10%
$2,500-$4,999 0.15%
$5,000-$9,999 0.20%
$10,000 and above 0.25%
Last checked on: 02-12-2019


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Address 1 Member Way
Syracuse, NY 13212

Customer Service

Mailing Address Empower Federal Credit Union
1 Member Way
Syracuse, NY 13212
Phone Number 800-462-5000

Empower Federal Credit Union Discussion