Empower Federal Credit Union

About

Empower Federal Credit Union is a full-service financial institution that provides savings, loans, and other financial products to members in Central New York, and in eight counties throughout New York State. As a credit union, Empower is a financial cooperative and is not-for-profit. In 2007, a merger of equals occurred between Power and Empire to create Empower Federal Credit Union. Power Federal Credit Union was founded in 1939 by nine employees of what was then CNY Power Corporation/Niagara Mohawk (currently National Grid). Empire Federal Credit Union was established in 1950 as Syracuse District Telephone Employees Federal Credit Union, by employees of the Syracuse office of the New York Telephone Company. Several other credit unions also merged with us throughout our history.

User Ratings

GD Star Rating
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HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$25.00
Features:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
Health Savings Account
All Balances0.20%
HSA Share Draft Checking
$0-$2,4990.10%
$2,500-$4,9990.15%
$5,000-$9,9990.20%
$10,000 and above0.25%
Last checked on: 02-12-2019

Fees


Monthly Maintenance Fee$0.00
Account Opening FeeUnknown
Account Closing FeeUnknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address1 Member Way
Syracuse, NY 13212

Customer Service

Mailing AddressEmpower Federal Credit Union
1 Member Way
Syracuse, NY 13212
Phone Number800-462-5000