F & M Community Bank


Unfortunately, we can't predict our health, but we can plan for health-related expenses that come up. A Health Savings Account (HSA) provides peace of mind by offering a designated safe place to set aside for qualified medical expenses.

An F & M HSA pays interest above standard savings and also offers triple tax benefits: tax deductions, tax-free earnings, and tax-free withdrawals.* Best of all, regardless of job or life changes, your HSA always remains in your name, keeping the control in your hands — as it should be. Speak to a helpful F & M employee about establishing an HSA in your name today.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information


Customer Service

Mailing Address PO Box 467
Preston, MN 55965
Phone Number 800-950-4745