Fidelity Investments


At Fidelity, we create better futures and seek to deliver better outcomes for the customers and businesses we serve by constantly innovating and challenging the status quo in order to deliver more value to our customers. That's why we have an obsession with anticipating and delivering what our customers want. Throughout our history, we've dedicated nimble, passionate, empowered teams in solving some of our customers' biggest challenges. It is our employees who make the difference, and investing in them means we offer them the opportunity to do something important—something that allows them to thrive both inside and outside of work. It is our customer obsession, drive to think differently, and commitment to our people, communities, and business that has allowed Fidelity to grow from a small mutual fund company, to one of the largest and most diversified financial services firm in the word.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
FDIC-Insured Deposit Sweep Balances
$0.00 - $4,999.99 2.60% APY
$5,000.00+ 2.60% APY
Last checked on: 06-05-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee $0.00

* For the individual HSA product. If you have a Fidelity HSA through your employer, that may have other administration fees.

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: check_box   CDs: check_box   Other: close

Mutual Fund Details

Investment Threshold:
Investment Fee:

Self-Directed Brokerage Details

Fidelity offers the following choices for investing your HSA money:

  • Mutual funds
  • ETFs
  • Stocks
  • Bonds and U.S. Treasuries
  • FDIC-insured CDs
  • Options

Fidelity's standard brokerage commission schedule applies

While Fidelity's HSA investment option is a brokerage account, they do offer a curated list of mutual funds: Personal Fidelity HSA® Funds To Consider

Contact Information

General Information


Customer Service

Mailing Address Fidelity Brokerage Services LLC
900 Salem Street
Smithfield, RI 02917
Phone Number 866-402-7610