Magnifi Financial


Magnifi Financial is a full-service community credit union offering retail banking, commercial banking, mortgages, and wealth management services to anyone within its field of membership in Minnesota, North Dakota and Wisconsin. Magnifi Financial serves members through an extensive network of branches and best-in-class digital services. Whether at home or on the go, members can access their accounts and manage funds with ease through a full suite of digital banking services.

Magnifi Financial is committed to its core values of building up our shared communities, providing financial solutions that are easy and simple, earning the trust and respect of each member through our expertise, and doing what is right for our entire membership.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
HSA Checking Account
$0 - $2,499 0.20% APY
$2,500 - $9,999 0.25% APY
$10,000 - $24,999 0.35% APY
$25,000 - $49,999 0.40% APY
$50,000 - $99,999 0.45% APY
$100,000+ 0.45% APY
Last checked on: 01-10-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 20 4th Ave SE
Melrose, MN 56352

Customer Service

Phone Number 888-330-8482