First Bank & Trust


Today, we serve 17 thriving communities in South Dakota and Minnesota with 22 bank locations. Our founding philosophy—to meet each local community's needs with integrity and innovation in banking—is why we support independent leadership and employee ownership.

We are decision-makers, because we are empowered to be. We are risk takers, because our company was built around an entrepreneurial spirit. We are experts, because we get the training and education we need to grow. Through four generations of Fishbacks, we are proud to be family- and employee-owned and dedicated to giving back in our communities.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived if average daily balance above $500

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 520 6th St
Brookings, SD 57006

Customer Service

Phone Number 800-843-1552