First Citizens Community Bank


The ultimate goal of everything we do at First Citizens Community Bank is to support the growth of the communities we serve … and we've been doing it for over 100 years.

We provide customers with the ability to own their own home, send their children to college, and retire in a lifestyle to which they are accustomed. We provide loans to small businesses and municipalities, keeping jobs local and business communities healthy. And, we support our communities through economic contributions and the civic involvement of our employees.

An organization must be financially strong to sustain this commitment. For more than ten consecutive years, Citizens Financial Services, Inc., holding company for First Citizens Community Bank, has ranked as one of the 200 top-performing community banks in the United States by American Banker magazine.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $999.99 0.05% APY
$1,000.00 - $9,999.99 0.075% APY
$10,000.00+ 0.10% APY
Last checked on: 04-12-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 15 S. Main St.
Mansfield, PA 16933

Customer Service

Phone Number 800-326-9486