First Commonwealth Federal Credit Union


First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being. We don't have stockholders. Instead, we're cooperatively owned by our members (account holders). We return our profits to you in the form of higher dividends on savings, lower rates on loans and lower fees.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $1,499.99 0.01% APY
$1,500.00 - $9,999.99 0.01% APY
$10,000.00+ 0.02% APY
Last checked on: 01-28-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 257 Brodhead Road
Bethlehem, PA 18017

Customer Service

Mailing Address P.O. Box 20450
Lehigh Valley, PA 18002-0450
Phone Number 1-888-821-2400
Email Address [email protected]