First National Bank and Trust


Circa 1882. Beloit is a typical small-town American hometown, with a population of no more than 5,000 people and First National Bank and Trust is born. What started as a family-run business more than 140 years ago continues to be a family-run business today. Still proudly serving the people of Beloit and surrounding communities, we have grown to be a leading financial services institution offering products and services for consumers and businesses with 16 full-service locations throughout Southern Wisconsin and Northern Illinois and $1.2 billion in assets. We firmly believe that our rich history and strong connection to the community is what allows us to continue to provide top-notch banking services.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00
Account Opening Fee $20.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 345 E Grand Avenue
Beloit, WI 53511

Customer Service

Phone Number 1-800-667-4401