First National Bank (Iowa)


First National Bank is a local, full-service bank, serving the Ames, Ankeny, Osceola, and West Des Moines communities from eight convenient locations. Stop by one of our branches and let us show you What Banking Should Be.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $4,999 0.10% APY
$5,000+ 0.15% APY
Last checked on: 05-30-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee Unknown

* If the balance is below $500, there is a $5 fee

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 405 5th Street
Ames, IA 50010

Customer Service

Mailing Address First National Bank
405 5th Street
Ames, Iowa 50010
Phone Number 515-232-5561