First National Bank (Iowa)


First National Bank is a local, full-service bank, serving the Ames, Ankeny, Johnston, and West Des Moines communities from seven convenient locations. You can count on us for local decisions, the latest products and services, and an experienced, knowledgeable staff serving our customers for over 110 years, we are personally invested in the community.

We are continually adding service after service to ensure you have everything you need right here, at your hometown bank.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $4,999.99 0.05%
$5,000+ 0.15%
Last checked on: 10-11-2016


Monthly Maintenance Fee $0.00*
Account Opening Fee $0.00
Account Closing Fee Unknown

* If the balance is below $500, there is a $5 fee

HSA Investment Options

Mutual Funds:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information


Customer Service

Mailing Address First National Bank
405 5th Street
Ames, Iowa 50010
Phone Number 515-440-7186
Email Address [email protected]

First National Bank (Iowa) Discussion