First State Bank and Trust logo

About

First State Bank and Trust opened its doors as First State Bank of South Stillwater in 1914. As the community grew from South Stillwater into the town of Bayport, we grew along with it, becoming First State Bank of Bayport in 1923.

Over the years, our capabilities have broadened. We offer insurance and investments, in addition to progressive banking services. Our Trust Services Department, established in 1987, holds over $4 billion in assets. Besides the Bayport location, our branch network includes full service offices in Oak Park Heights, and Hudson. We also have a part time office at Boutwells Landing in Oak Park Heights.

We changed our name from First State Bank of Bayport to First State Bank and Trust in 2003 to better reflect our expanded services to various locations. What hasn't changed is our commitment to excellent personal service that you can trust. We are the same community bank with local ownership and management that was established more than one hundred years ago.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$1.00
Features:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $4,999.99 0.15% APY
$5,000+ 0.60% APY
Last updated on: 10-16-2024. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $2.08
Account Opening Fee Unknown
Account Closing Fee Unknown

* Charged as annual $25 service charge.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 950 Highway 95 N
Bayport, MN 55003

Customer Service

Phone Number 651-439-5195