First State Bank & Trust


For more than 80 years, First State Bank & Trust Co., Inc. has partnered with Southeast Missouri residents.

First State Bank & Trust Co., Inc. remains a locally owned financial institution, and through the commitment of its officers, directors and employees, it continues to be a strong, stable and independent community bank with local management at each location. We consider it a privilege to be located in each of the five communities and look forward to working with our customers and our communities for years to come.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 0.05% APY
Last checked on: 03-31-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 100 W. Third St.
Caruthersville, MO 63830

Customer Service

Phone Number 800-877-3728