First Western Bank & Trust


First Western Bank & Trust has been a community bank since 1964. We are Minot, North Dakota’s, only locally-owned hometown bank, also serving Bismarck, ND, and Eden Prairie, MN.

We are proud of our five facilities. We operate as a full-service financial center providing traditional banking products as well as trust services, all lines of insurance, leasing, and much more. Technology and innovation drive us to be industry leaders to provide premier products and services to our customers.

We feel that friendliness, sincerity, and a desire to help are the basis of good banking relations. Our officers and staff will accommodate you in all your banking needs.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* $3.00 monthly fee will be assessed unless you choose to receive your statements electronically.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: check_box   CDs: check_box   Other: close

Self-Directed Brokerage Details

Checking HSA account holders also have the ability to move all or a portion of their funds into an HSA agency account available through the First Western Trust Department. These accounts are allowed access to a wide range of investment vehicles ranging from mutual funds, ETF’s, individual stocks, and bonds. Contact Trent Westmeyer, VP Retirement Benefits Officer, at 701-857-7154 for more information.

CDs Details

As the funds grow in your checking account, you may choose to transfer some funds from your checking into a 1-year Certificate of Deposit. This will allow you to earn a higher rate of interest by investing some of the dollars. Contact your local First Western Bank & Trust branch for current rates and details.

Contact Information

General Information

Address 900 South Broadway
Minot, ND 58701

Customer Service

Mailing Address First Western Bank & Trust
900 South Broadway
Minot, ND 58701
Phone Number 701-852-3711