First Western Bank & Trust


First Western Bank & Trust has been a community bank since 1964. We are Minot, North Dakota’s, only locally-owned hometown bank, also serving Bismarck, ND, and Eden Prairie, MN.

We are proud of our five facilities. We operate as a full-service financial center providing traditional banking products as well as trust services, all lines of insurance, leasing, and much more. Technology and innovation drive us to be industry leaders to provide premier products and services to our customers.

We feel that friendliness, sincerity, and a desire to help are the basis of good banking relations. Our officers and staff will accommodate you in all your banking needs.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0.01 +0.75%
Last checked on: 04-24-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee$0.00*
Account Opening FeeUnknown
Account Closing FeeUnknown

* $3.00 monthly fee will be assessed unless you choose to receive your statements electronically.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address900 South Broadway
Minot, ND 58701

Customer Service

Mailing AddressFirst Western Bank & Trust
900 South Broadway
Minot, ND 58701
Phone Number701-852-3711